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Introducing Empower Shares 

 

A new, innovative approach for institutional investors

to generate positive, measurable social impact.

 

 

Under this new program, institutional investors can support The Harbor Bank of Maryland (HBM) by investing in Money Market Funds sold by J.P Morgan Institutional Investments Inc., within the following four share classes:

JPMorgan Prime Money Market Fund - Empower Shares 1

JPMorgan US Government Money Market Fund -  Empower Shares 1

JPMorgan US Treasury Plus Money Market Fund -  Empower Shares 1

JPMorgan 100% US Treasury Securities Money Market Fund -  Empower Shares 1

 

At The Harbor Bank of Maryland, we inspire innovation and create better outcomes for clients and communities.

 

Winner (13x) of the U.S Treasury Bank Enterprise Award for increased investment in low-income communities.

Nearly 40-year history of providing capital to low-income communities.

CDFI certified by the U.S. Treasury for African Americans and low-income communities.

FDIC designated as an African American Minority Owned Depository Institution.

 

 

 

 

DISCLAIMER:

Please be advised that The Harbor Bank of Maryland does not act in the capacity as a broker with respect to any such referrals, nor act as an investment advisor to any Fund party or any registered investment company, and will not provide any guidance with respect to suitability or advice on Fund selections. The Harbor Bank of Maryland receives compensation pursuant to a Referral and Services Agreement between it and J.P. Morgan Institutional Investments, Inc.

 

Please click HERE...To learn more about investment opportunities available through this engagement with J.P. Morgan Investment Management, Inc.


 

DISCLOSURES:

Securities  offered through JP Morgan are not FDIC insured products.

JP Morgan is not an affiliate of The Harbor Bank of Maryland or any of its subsidiaries.  The Harbor Bank of Maryland is not a registered broker/dealer and  is  independent of any service offered by JP Morgan.  Securities offered by JP Morgan are not insured by the FDIC or any other government agency, are not deposits or obligations of The Harbor Bank of Maryland, are not guaranteed by The Harbor Bank of Maryland or any of its affiliates, and are subject to risks, including the possible loss of principal. Investment advisory services are offered through JP Morgan.

The links associated with this page are being provided for information purposes only. The Harbor Bank of Maryland is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors.

 

1 Prime Money Market Fund: You could lose money by investing in the Fund. Because the share price of the Fund will fluctuate, when you sell your shares they may be worth more or less than what you originally paid for them. The Fund may impose a fee upon the sale of your shares or may temporarily suspend your ability to sale shares if the Fund’s liquidity falls below required minimums because of market conditions or other factors. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.  The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not accept that the sponsor will provide financial support to the Fund at any time. Any gain resulting from the sale or exchange of Fund shares will be taxable as long-term or short-term gain, depending upon how long you have held your shares.

1 All Other Funds: You could lose money by investing in the Fund. Although the Fund seeks to reserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not accept that the sponsor will provide financial support to the Fund at any time.

 

 

Who We Are

The Harbor Bank of Maryland
25 W. Fayette Street
Baltimore, Maryland 21201
(410) 528-1800
NMLS# 417182
Routing #052001772

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